Financially illiterate customers for the benefit of the bank or the problem?



Is it profitable to bank financial illiteracy customer?

Every year, our banking system and maintenance causing increasing resentment and mistrust on the part of their clients. On this evidence the reviews submitted by our visitors. Hardly has any sphere of financial activity (except trade binary options) boasts so many angry statements and "curses" These responses suggest potential bank financial institutions that 'clean' banks in our country have gone.


Financially illiterate customers for the benefit of the bank or the problem?


However, if you look at the other side of the coin, you can see that the vast majority of our citizens simply are financially illiterate. This is not to say poor education, but at the same time forces us to reassess the policy of customer awareness of banking institutions. Often, differences starts with the maturity date of the debt.



At such moments the client learns about the conditions of the contract, which he did not even bother to read that sign. Any lawyer in advising on contentious issues in the first place warns: "In any document always read the footnotes in the text, written in small print! Because there will always have to wait for a surprise! "Read the article what are the" Hidden techniques of sales of bank employees. "


The second problem that arises between a bank and its customer is a constant cash withdrawals from credit cards. And the borrower is not plagued by questions: How much credit will be charged interest, as part of the commission of the bank when withdrawing cash and what is the amount of subscription fees for the use of the card. It follows the third problem - the lack of solvency of the borrower. What to do in this case, read the article "How to convince the bank to give a reprieve."


STARTING TO COOPERATE WITH banks or other credit and financial institutions arrange your at least basic knowledge of the principles of those institutions
That is why, before you work with the credit institutions, requires at least a basic set of information about these organizations. Otherwise, it will cost you not only the loss of large sums of money, but a lot of nerves.


Dynamics of progress
The process of cognition of the banks is uneven, but it's safe to say that people's awareness of the dynamics of gaining a positive turn. Perhaps in the next five years the citizens of our countries will be able to communicate with the bank on an equal footing. Despite the high demand for credit funds, their available funds for bank customers are in no hurry to give deposits.


This is due to the number of negative reviews and rumors about the disposal of the banks finance their customers. Soberly and intelligently evaluate the performance of the banks may be only a few, because of their awareness and understanding of the activities of these financial institutions.
The main users of banking products are citizens aged 18 to 45 years. But among the older generation there is also a percentage of knowledgeable or seeking to understand and use all the benefits of banking services.


Deep knowledge determines the quality of the customer
Upon receipt of customer knowledge question - and whether such a competent customer bank? If you respond immediately, without hesitation, the answer is obvious. Based on the logic of the client bank is profitable such ignorance as to the illiterate can hang client obligations, and then demand their execution. But such an approach by the bank does not apply.
Illiteracy is the borrower's only additional problems for the repayment of the loan, and the illiterate investor at the first news about the instability of the market will run to the cashier of the bank to withdraw their savings. Bank, aimed at long-term cooperation with clients, all such things will not be happy-shuffling.

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